Anything bad to say about Paybright? A.k.a Health Services Inc?
Thinking I might use them for a new mattress. Either: PolySleep or: Endy
It’s a strange time in the mattress world. If these things are as good as the reviews suggest, at that cost (<1000$C), with 0%/0% financing, free S&H, I wouldn’t want to be Ms. Sleep Country or the owner of large mattress factories.



But why not use CC and get points?
I pay / $ I get $/pt for
----- ---- ---------- ---------------------
12Kpts 100$ 0.0083 mortgage or LOC only)
4Kpts 25$ 0.0063 payments elsewhere
14Kpts 100$ 0.0071 "gift cards"
9.6Kpts 50$ 0.0052 Alexa Echo Dot ($49.99 @ Amazon.ca)
So it’s better to use points for LOC or an extra mortgage payment (!! check rules on extra payments !!)
FFS, they must be the same damn company. Same cost, same financing, same terms, etc.
PolySleep King: 950$C or 158$C/month – 100$C for coupon code TAKE100
Endy: 950$C or 158.33$C/month
Right now PolySleep is winning.